Personal finance worries can have a great impact on our lives and affect the decisions that we make. If your finance worries are due to issues with income, paying off previous debt, or even saving for retirement, you do not need to struggle alone, as there is plenty of valuable financial advice that can help turn your lives around. Be able to start enjoying life and plan for the future so you never have money worries again.

Take a look at our top 10 list of the best personal finance blogs to find your next favorite finance website and have a look through our guide of how to start your own finance blog if you have advice and personal experience you would like to share.



Top 10 Finance Blogs to Read in 2020

1- The Simple Dollar

Description: The Simple Dollar is a well-established finance blog that was started in 2006 by Trent Hamm. Trent was inspired to start the blog after he successfully recovered from personal financial hardship himself. From the beginning, Trent Hamm has shared useful financial advice on a broad range of topics and the blog has continued to grow to offer financial services. Learn about getting free from debt, your investment options, and how best to make your money work for you.

Best For: All ages will enjoy this blog, from anyone with student debt, homeowners, and people looking to plan for early retirement.

Why We Like It: The Simple Dollar is an easy to navigate website with interesting blog content suitable for everyone. This really helpful blog covers all money issues and provides reliable, trust-worthy knowledge and tips that can be used to inspire people with no previous experience of personal finances. The website also features tools to help you assess credit cards, interest rates, and investment options, so you can take control of your own personal finances and watch your money grow.



2- Nerd Wallet

Description: Nerd Wallet one of the top financial blogs that discusses credit cards, insurance, saving money, and getting out of debt. Each blog is short but packed full of useful information, so makes a great guide for people starting to learn about personal finance, and there is a great range of advice guides and handy tips to get you started on your making money journey. The website also features a range of financial tools to help you understand your net worth so you can find the ideal products, credit card rewards, and interest rates for you.

Best For: Students and young people looking to get out of debt, understand credit cards, and invest wisely.

Why We Like It: The Nerd Wallet is full of great advice that is accessible to anyone. The blog covers a range of topics that will help you save money and start planning your finances in advance. The blogs friendly format is certain to grab the attention of all young people but you can also be sure that the site features reliable personal finance advice that you can trust. We like that the Nerd Wallet is honest so everyone can have their own personal opinion on credit cards, investing, and interest rates.



3- Wise Bread

Description: Wise Bread is formed from a blogging community that covers a wide range of personal finance and credit card topics, along with general career topics. The website is frequently updated with interesting and easy to read articles. In fact, the blog posts are so stimulating that it is easy to jump from one to the next without realizing it, and before you know it you will be addicted to this website. Everything money related is discussed on this site, from the cost of your weekly food shop to getting started in real estate.

Best For: People looking for budgeting advice and tips on saving money and avoiding debt.

Why We Like It: Wise Bread has created a friendly and inviting website that is loved by every visitor, making this one of the best personal finance blogs for people looking for general advice. The blog posts are quick to read and full of logical information that everyone can benefit from. Wise Bread will help you to take those first steps into understanding your personal finance and making a difference to your everyday spending habits and ability to save money.



4- Money Crashers

Description: Money Crashers was created by Andrew Schrage and Gyutae Park who have produced a fabulous website for all personal finance topics related to money, investing, loans, family life, and small businesses. If you are only interested in a certain subject then it is easy to navigate the website to show only the appropriate blogs that you want to see. Each blog post has all the information you are looking for, so it will provide a solution to your money-saving question and will help you to achieve financial freedom and a debt-free life.

Best For: Young families and small business owners who are looking for ways to make money and reach financial independence.

Why We Like It: Money Crashers has one of the leading website designs and present their blogs in a way that is appealing to everyone. We like the search function that the site includes, which takes you directly to the appropriate articles that will address your specific personal finance query. Importantly, it also offers useful financial advice that every family can make use of, with information on how to budget for childcare, ways of saving money through investment options and real estate, and how to make your small business make money.



5- 20SomethingFinance

Description: 20SomethingFinance was created by G. E. Miller who set up his personal finance blog to tell people about his life experiences of working to achieve financial freedom. This personal blog looks at how you should budget and ways to save money. As we travel through 20SomethingFinance’s blog we learn about how G. E. Miller started with no money but was able to get out of debt and plan for the future.

Best For: Anyone looking to save for retirement, live debt-free, and achieve financial freedom.

Why We Like It: 20SomethingFinance is an honest money blog that captivates every reader while also providing useful money tips. Readers can learn from the personal experiences of G. E. Miller and use them to make good financial decisions. Start making your money work for you so you never get into debt again.



6- Budgets are Sexy

Description: Budgets are Sexy was founded by J. Money in 2008 when a knowledgeable and witty personal finance blog was started. In 2020, J. Money achieved his goal of becoming a millionaire and passed the blog on to 5am Joel, who is continuing Budgets are Sexy with great success. This personal blog talks about achieving financial independence and early retirement, providing you with handy tips that you can use yourself to improve your own credit rating and get rich slowly. 5am Joel draws on his own personal experiences to create one of the best personal finance blogs that people can relate to, while also sharing valuable money advice and budgeting tips.

Best For: Anyone who is interested in budgeting, understanding their finances, and saving money for early retirement.

Why We Like It: Budgets are Sexy is a catchy, well-written blog that provides its readers with a huge amount of financial advice and simple tips that can be incorporated into family life. One of the highlights of this blog is the free budgeting spreadsheets, with the website giving each reader personal access, so there is no excuse for anyone to not become debt-free, start saving their money and plan their retirement journey.




Description: MoneyNing is a trusted personal finance blog that was started by David Ning in 2007. It has the simple aims of providing its readers with the information they need to become debt-free and be able to save money, while still enjoying everyday life. As a consequence, MoneyNing wants its readers to understand how different financial decisions may impact daily life, so everyone can get their own finances in order. This blog looks at all financial areas, from little changes such as using coupons effectively, side hustles, and big issues including real estate and mortgaging problems.

Best For: People trying to get out of debt and anyone wants to learn how to budget their income and build wealth

Why We Like It: MoneyNing concentrates on 3 areas: investing, budgeting, and managing your money. This means that the relevant advice is easy to locate and will address any questions you have. We like that David Ning directly answers every query that is posted at the end of each blog and encourages his readers to contact him for more money-saving advice, providing this finance blog with a personal touch that many of the competitors are lacking.



8- The Financial Diet

Description: The Financial Diet was founded by Chelsea Fagan and is now made up of a community of writers who talk about money management and how finances affect our general living. The highly successful money and lifestyle blog include personal finance advice ranging from, budgeting, paying off student loans, bank accounts, real estate investing, and becoming debt-free. There are useful articles for everyone, no matter what stage of their life they are at. Students will love the information about managing their student loan debt, and people retirement planning will want to read the investment articles, while new homeowners will enjoy budget planning and understanding their money.

Best For: 20 to 40 year olds, from students to homeowners and families living with debt

Why We Like It: The Financial Diet is a very informative blog that is highly regarded in the personal finance community for its honest articles and straightforward advice that will help everyone who reads it. We love the general living articles that complement the budgeting tips and show that you don’t have to compromise on quality around the home even if you are trying to save money. If you find yourself limited for time to read the articles then you will enjoy the podcasts, that make this blog accessible to everyone.



9- Mr. Money Mustache

Description: Mr Money Mustache is a fascinating personal finance blog that was started in 2011, based on the author’s personal experience of living simply so his family could gain financial independence by the time they were 30. The blog looks at how you can turn your wage into savings and invest in the stock market and real estate, which will allow you to retire early and reach financial freedom. This blog shares many of Mr Money Mustache’s secrets and tips to success and will provide you with new ways to save.

Best For: Anyone interested in reaching financial independence and being able to retire early.

Why We Like It: Mr Money Mustache is a good financial blog that has a simple message and offers sound personal financial advice. Unlike many other blogs, there is a start button that allows you to start reading the blog from the beginning, instead of making you search back through numerous pages to find certain articles. We really like the logical flow that this money blog offers, and the easy to read style that the author excels in.



10- Get Rich Slowly

Description: Get Rich Slowly is a wonderful blog on finance that was founded by J.D. Roth in 2006. The blog talks about the personal journey J.D. Roth has been on, starting with how he recovered from debt and went on to gain financial independence once he had taken control of his money. If you too want to gain financial freedom then this blog is perfect for you, as it discusses everything about money, from making money, investing, and spending. You will also find the money-saving tools that the website gives you access too, useful for assessing your own relationship with money.

Best For: People who want to start saving money, gain financial independence, and build wealth.

Why We Like It: Get Rich Slowly is a cleverly written blog that has a warm personal touch but also offers reliable financial planning. The blog is well organized with the option to start reading the blog from the first article, making it easy to find articles you are interested in. We also really like the financial planning tools that the website features, so a reader can assess their net worth and plan how they can achieve financial freedom and say goodbye to debt.



How to Know A Personal Finance Blog is Good

Easy to Read

This is probably the most important point for bloggers to consider because if a blog is not clear and easy for the audience to read then no matter how interesting the topic is, no one is going to visit your blog. The best of the personal finance blogs will produce posts that are visually appealing and allow you to navigate to the appropriate section that you want to browse. Some great personal finance sites will even have a link that allows you to start reading blog posts from the first entry, so you can follow each article in a logical order.

If you find that you can quickly read a blog post and still understand the content then the article is likely to have come from a good quality blog. Depending on what type of style writing you like, will depend on if you prefer articles that are quite formal and are based on facts, or if you prefer a blog with a more personal style that allows the author to talk about their own experiences.



Answers Your Questions

People often visit personal finance blog sites to find answers to a personal question. These sites often allow for this by including a search bar that will show the articles closest to a certain search term. Readers will quickly become frustrated with your blog site if they cannot find these answers, especially if they struggle to find the blog content stimulating. This would make them unlikely to visit that particular personal finance site again, so is not a good way of increasing page views.

The best finance blogs will have easy to locate articles that are presented in a logical order, so anyone viewing the page can quickly jump to the sections that they need to find an answer to their question. If someone viewing a blog successfully finds the information that they are searching for, then they are more likely to return to the blog site and engage in future posts.



Offers Sound Advice

Personal finance blogs are frequently visited by people looking to either make extra money or find ways to save money, so they are looking for reliable advice that they can trust. Before acting on any advice found in blog posts you will want to check that the blog site is good and has a reputation for producing quality content, so you should read the comments for each post. Brilliant advice will attract many complimentary comments, which will help you decide that a blog is offering reliable information.

Alternatively, if you are undecided about whether a blog is offering good advice, then you should research the information you have read before committing to any investment options if you are not sure of the outcome. When you are relying on blog post information to help you make important money decisions you need to make sure the blog sites you are visiting are reliable and trusted.



Covers All Bases

Often people visiting blogs on finance may have limited financial knowledge, so are looking for a good introduction to the world of finance before learning about one specific personal finance area. Good personal finance blogs will offer this introduction and cover the basics of all topics, so you can be sure that you have a good starting knowledge before developing your interests further.

When reading a blog on personal finance you will quickly discover if it is a good blog site by looking at how easy the content is for all readers to understand, even with limited previous knowledge. If the blog is too specific on the topics that they cover and can only be followed by professionals, then the blog will soon be avoided by many readers of personal finance topics.




All blogs can be judged by how many readers interact with each post and how many followers the blog site has. This may be in form of page views or the number of comments that each blog receives. The more people who are reading each blog, then the increased confidence you can have in the information it provides. Good blogs will quickly build a large, regular community.

To discover how popular a particular finance blog is, you should look at the number of people who follow the site’s social media pages. Good blogs will have a great social media presence and will be regularly posting up to date content.



How to start a personal finance blog:

How To Start A Personal Finance Blog

Step 1: Decide on a money management niche

Deciding on a niche to base your blog on is essential if you are to have any chance of success. This will give your blog a focus and help direct your content. If you are struggling to choose a niche for your blog you should have a think about what really interests you and what topics you enjoy learning about. It may also help if you have some knowledge of the subject that you want to write about. You will need motivation and should enjoy writing your blogs, so the niche that you pick is important.

There are many different personal finance niches that you can choose from including,

  • Money-saving tips
  • Planning for retirement
  • Making extra money
  • Solving debt problems
  • Investment options
  • Finances as a stay at home parent
  • Tips to reduce your budget
  • Saving to buy a house

As you can see there are many different options that you can choose to start blogging about, so you just need to pick a topic that you are interested in and then you are ready to get started.



Step 2: Choose a blog type

Next, you should decide what sort of blog you want to write. This will depend on what message you want your blogs to give and what writing style you want to use. Are you going to be producing information guides that your readers can use to gain personal financial advice or do you want to share your own personal financial journey with all the highs and lows? Will you be the sole author of your blog or will you be forming a blogging community or even using guest bloggers who are experienced, personal finance writers?

Formal blogs will often produce informative articles that provide advice and helpful hints and tips. These posts should present all options and should be logical and easy to follow. In contrast, blogs based on the author’s personal experience will often be written in a storytelling style that will quickly gain the reader’s interest and ensure that they want to read every blog post and subscribe to your site.



Step 3: Select your domain name

Now you are ready to start creating your blog. Firstly, you have to choose a domain name, which will become the website address where your blog will be found. To make your domain name memorable it needs to be short and easy to spell. Most bloggers prefer using a .com website address to keep their domain name simple and attractive to anyone viewing your page but there are other options if you can’t find the name you are looking for. Just remember to keep your website name looking professional.

When choosing a domain name you should check whether your chosen name is available to use, as many names will have already been claimed. This can be frustrating when you have already thought of the perfect website name but you later discover it is not available. However, you should use this opportunity to be creative and find a unique name that really represents your blog.



Step 4: Select a hosting option

Most serious bloggers will recommend using the blogging platform due to the range of options that it offers and how easy it is to use. However, to get started with this platform you will need to find a host to subscribe to. The advantage of using this setup is that you will remain in control of your blog and have access to many more opportunities to expand your blog.

Bluehost is the official hosting option for, so is a good one to have a look at, though there are other hosts that you can use if you prefer. You will need to subscribe to your host for a small cost each month but often there will be an introductory offer that you can use and they may even provide your domain name for free. The registration process is quick and simple so you will soon be subscribed and ready to begin designing your blog.



Step 5: Install WordPress

Now you are ready to create your website. If you are using Bluehost then they will automatically take you through to the setup guide,

  • Name your blog
  • Make sure you tick the box to say the website is going to be a blog
  • Answer the questions about your aims for your blog
  • Choose a theme
  • Your website is ready to be installed

If you are not using Bluehost or want to manually install Worpress yourself then you should log in to your control panel account and click install WordPress. Follow the instructions on your screen, including entering your registered domain name and deciding on which advanced settings you want to use. Once completed, you are ready to click install.



Step 6: Choose and install a blog theme

There are a number of free and paid themes that you can choose from. One of the free themes may be all you require to get started with, so you can pick your favorite from the great selection that WordPress offers. Have a search through the different categories to find the perfect one and once you have decided you can install and activate your new blog background and features.

However, if you want to use one of the paid options from an external shop then you will need to download your chosen file as a zip file. You can then install your new theme onto WordPress by clicking the add new button, found at the top of the theme page. You will then be given the option to upload your zip file and activate it.



Step 7: Install basic plugins

Now your blog site is installed and ready, you can add plugins that will give everyone viewing your page a more efficient visit and help increase traffic to your website. There are a number of free and paid plugins that you can choose from but try not to install too many, as this may slow down your site and put off any potential page views.

To get started, have a look for the most downloaded, free plugins that will speed up your website, increase security, reduce spam, and increase how accessible your website is. It is easy to search for popular plugins and once you have found the one you want to use you can click install and activate to get started.



Step 8: Create pages

Before you start writing your blog, you need to write the essential cover pages first. We would recommend that all blogs include the following fixed pages,

  • About you
  • Contact
  • Terms and Conditions
  • Privacy Policy
  • Any Disclaimers

To help get you started you can use templates to ensure you include all the necessary information or you can pay a legal professional to write or check these pages for you.



Step 9: Write and publish your first post

Now you are ready to get started and you can write your first blog post. Don’t forget to be creative and make your blog stand out with photos, headings, and easy to read fonts. The more reader-friendly your blog is, the more followers you will get. Every blog follower also prefers personal finance blogs that are regularly updated and are filled with useful information.




Are personal finance blogs profitable?

The best personal finance blogs are very profitable, with some blogs providing 100% of the author’s income. However, for every successful finance blog, there are many more unsuccessful ones, showing that this can be a difficult market to be successful in, but if you achieve it then the rewards can be endless.

Personal finance bloggers can create income in a variety of ways. A business can generate profit by using their blogs to increase interest in its services and improve product sales. Alternatively, blogs can make money through advertising, building business connections, and through sponsorships. However, to achieve a profit with your personal finance blog you will want to produce a top-quality blog that is the best in your niche.



What are the best personal finance websites?

As with any website, the ones that are considered the best depend to a certain degree on an individual’s interests and if they have a question that they want answering. Though there are a few points that all of the top finance websites will all meet.

  • Easy to navigate website
  • Comprehensive blogs that are quick to read with a clear layout
  • Contains reliable information that can be trusted
  • Large following with each page receiving a high number of views
  • Consistent profit generated from the website



How many personal finance blogs are there?

There are tens of thousands of personal finance blogs available to read but all in varying stages of development and on a variety of different finance niches. If you search Google then the most popular blogs with high search engine rankings will come up instantaneously. You can also check out our top 10 personal finance blogs for 10 fabulous examples.



What is the best financial advice?

There are a variety of places you can go to get financial advice but some of the information will be more reliable than others. We would advise that you seek professional advice before committing to any financial decisions, particularly if they will impact your income or your ability to pay bills.

Where can you get financial advice?

  • Professional financial advisor – safest advice but can be costly.
  • Financial blogs – many present some interesting ideas and give sound advice, but double-check the reliability of any advice before acting on it.
  • Family and friends – The quality of this information will depend on their personal experience so can vary greatly.

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